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13 tools · 3 groups

Free Online Calculators

Practical calculators that show their working rather than just an answer, so you can check the result and understand how it was reached.

Money

Loans, interest, tax, tips and take-home pay. Each shows the arithmetic it used, so the number can be checked rather than trusted.

Compound Interest Calculator

Estimate how a starting balance and monthly contributions could grow when interest is compounded monthly. Enter the initial amount, annual rate, time horizon, and regular monthly contribution to see future balance, total money contributed, and estimated interest. The result is a mathematical projection, not a promise of investment performance. It excludes taxes, fees, inflation, changing rates, withdrawals, and irregular deposits, and it runs privately in this browser.

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Loan Payment Calculator

Estimate the monthly payment and total interest for a standard fixed-rate amortizing loan. Enter the amount borrowed, annual interest rate, and term in years. The result shows the payment, interest over the full term, and total repayment, using the standard monthly amortization formula. It excludes fees, insurance, taxes, balloon payments, variable rates, and lender-specific rounding. Use it to compare scenarios, not as an offer or approval. The arithmetic remains local.

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Mortgage Calculator

Estimate the principal-and-interest payment for a fixed-rate mortgage scenario. Enter the loan amount, annual rate, and term to see the monthly payment, total interest, and total repayment. This focused mortgage calculator intentionally keeps the formula understandable and does not pretend to know property tax, homeowners insurance, HOA dues, private mortgage insurance, closing costs, or changing lender rates. Use the estimate to compare terms before checking a full lender quote. Values stay in the browser.

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Percentage Calculator

Use one calculator for the three percentage questions that are easy to mix up: find a percentage of an amount, find what percentage a part represents of a whole, or measure the increase or decrease between two values. The result shows the formula as well as the answer, so you can check whether the inputs have the meaning you intended. Everything runs in this browser tab without sending your numbers to a server.

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Salary Calculator

Convert an annual salary into approximate monthly, weekly, and hourly equivalents. Enter gross annual pay, hours per week, and paid weeks per year. The result is a simple gross-pay conversion before income tax, benefits, retirement contributions, bonuses, overtime, unpaid leave, and local payroll rules. It is useful for comparing job offers or translating an hourly role into an annual figure, but it is not a paycheck calculator and does not estimate take-home pay. The values stay local.

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Sales Tax Calculator

Add a sales-tax percentage to an item price and quantity to see subtotal, tax, and estimated final total. This calculator is intentionally jurisdiction-neutral: enter the combined rate that applies to your transaction and remember that exemptions, shipping, discounts, local surtaxes, and tax-inclusive pricing can change the real amount. It is a quick arithmetic estimate, not tax advice. Nothing you enter leaves the browser.

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Tip Calculator

Calculate a restaurant tip, the final bill, and an equal per-person share in one step. Enter the amount before tip, choose a percentage, and add the number of people sharing. The calculator does not assume a local tipping custom, tax treatment, or service charge; enter the amount and percentage you actually want to use. Results stay in this browser tab, and the visible working makes it clear whether the tip is included in the total.

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Health and body

Estimates, not diagnoses. Every one of these names the formula it uses and the population it was derived from.

Dates, grades and units

Everyday conversions where the awkward part is the convention rather than the arithmetic.